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Tax Planning for Primary and Secondary Homes

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A principal residence and a second home have some similar benefits, but they have some key tax differences. A principal residence is the primary home where you live and a second home is used mainly for personal enjoyment while limiting possible rental activity to a maximum of 14 days per year. Under the 2017 Tax

Poorly Maintained Homes in Your Neighborhood will Impact Your Value

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A home that isn’t being maintained like others in the neighborhood can negatively affect your visual sense of appeal and in some extreme cases, even affect property values. It might be an overgrown yard, a fence in need of repair, excessive noise, unruly pets, paint peeling on the home or even a car or boat

The American Flag Etiquette

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The American flag is obviously a symbol of our country but it has come to remind us of every man and woman who has fought for the freedom that we enjoy. The emotions that are stirred by images of our flag can run from happiness to sadness to trust and everything in between. Most of

Your First Offer is Typically Your Highest and Best

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In 95% of all sales transactions, the sellers first offer is typically your highest and best offer.  While a quick offer is what sellers and the agents hope for when the house is priced properly, the fast sale sometimes plays mind-games with the sellers.  Imagine a homeowner consulting with their agent about the price to

Have you Started your Retirement Planning, yet?

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Have you started your retirement planning, yet?  As people near or enter retirement, one of the decisions that typically comes up is whether to sell their “big” home and buy a smaller one. If you know anyone who has been faced with that situation, selling one home and buying a smaller one may not save

Capital Gains Laws and You

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The Capital Gains Laws can potentially make you or break you! Homeowners are familiar that they can deduct the interest and property taxes from their income tax returns. They also understand that there is a substantial capital gains exclusion for qualified sales of up to $250,000 if single and $500,000 for married filing jointly. However,

Remodeling? It Will Cost More and Take Longer Than Expected!

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The one experience that homeowners can agree upon after completing a remodeling project is that it costs more and takes longer than expected. It doesn’t really matter that you researched, planned, and received multiple bids, it will, invariably, cost more and take longer than you originally anticipated. Replacing floorcovering or painting is a project that

Before you retire and Travel the World

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Before you Retire and Travel the World, you may want to consider leasing your home. A couple is planning to tour the United States in a travel trailer during their first few years of retirement. They are going to sell their current home now and purchase another home when they finish their travels. An interesting

Past Short Sale, Foreclosure, Bankruptcy?

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Have you have a Past Short Sale, Foreclosure, or Bankruptcy?  “How long do we have to wait to qualify for another mortgage” is the question concerning people who’ve had a foreclosure, short sale or bankruptcy. The loan types for the new loan will differ in amounts of time to heal credit scores based on the

Rising Mortgage Rates – Buy Now!

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What’s the cost of waiting to buy your new home with rising Mortgage rates? With the first quarter of 2018 in the books, the 30-year fixed rate mortgage is nearing what Freddie Mac predicted it would be in the second quarter. If this pace continues, rates will exceed the five percent mark expected by the
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