Fearless Home Buying

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Fear of the unknown is common among all ages.  Kids, at night, imagine monsters in their closets or under their beds and adults are unsure of what the future might bring. It may be natural for first-time buyers to be unsure of the process because they haven’t been through it before but even repeat buyers need

Before Buying…Find the Facts

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When It’s Important…Find the Facts Most parents don’t put a lot of credence in the statements “Everyone is doing it” and “No one does that anymore.”  They’ll dig a little deeper and get the facts of the situation.  Interestingly, when it comes to buying a home, similar common myths continue to prevail surrounding what it takes to

Need A Plumber?

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No one wants to waste water or money.  For that reason, take a few minutes every other month to do the following inspections: Check to see if cutoff valves on sinks and toilets are working properly.Many times, builders will put individual cutoffs on supply lines to sinks and toilets.  It is reasonable to expect them

Eagle Bluff Home For Sale

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Home for Sale In Eagle Bluff View Video 5801 Muirfield is an Extraordinary 3,900 sf All Brick Manor Home in the Eagle Bluff Golf Community which also includes a .4 Acre Extra Lot! This Beautiful Home has a Grand Floor Plan with High Ceilings, Large Rooms, and All Bedrooms are En Suite! Recently Appraised Above

Your Go To Real Estate Source for All Things Real Estate!

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Being a better homeowner is a full-time job.  It takes good information to make good decisions not only when you buy and sell but all the years you own a home. Think of times when you need advice on financing, taxes, insurance, maintenance, finding reasonable and reliable contractors and lots of other things.  Imagine how nice it

Refinance Your Home

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Is a Home Equity Loan an Option? You have a project and need to borrow some money, but you want to do it in the most economic manner. You’ve got a low rate on your existing first mortgage and don’t want to do a cash-out refinance and pay a higher rate. Is a home equity

Can You Deduct Your HELOC?

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Here’s the scenario: you have a project and need to borrow some money, but you want to do it in the most economic manner.  You’ve got a low rate on your existing first mortgage and don’t want to do a cash-out refinance and pay a higher rate.  Is a home equity loan an option? Prior to 2018,

To Itemize or Not To Itemize – That is the Question!

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The Tax Cuts and Jobs Act of 2017 increased the standard deduction to $24,000 for married couples.  There will be some instances that homeowners may be better off taking the standard deduction than itemizing their deductions.  In the past, homeowners would most likely be better off itemizing but the $10,000 limit of state and local taxes (SALT)

Eliminate FHA Mortgage Insurance

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Eliminate FHA Mortgage Insurance Mortgage insurance premium can add almost $200 to the payment on a $265,000 FHA mortgage.  The decision to get an FHA loan may have been the lower down payment requirement or the lower credit score levels, but now that you have the loan, is it possible to eliminate it? Mortgage Insurance Premium

Homeowners have 44.5 Times the Net Worth of Renters

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The Federal Reserve Board’s Triennial Survey of Consumer Finances recently revealed the net worth of a homeowner was $231,400 compared to $5,200 for a renter.  The net worth of homeowners increased 15% from 2013 to 2016 while renters’ decreased by 5%. Appreciation and principal reduction are the two dynamics that affect a homeowner’s equity.  Each
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